Cincinnati – Changes to Return of Premium Term

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Cincinnati – Changes to Return of Premium Term

Effective June 16

Premium rates and maximum issue ages will be adjusted for our Return of Premium Term product.

Some key takeaways:

  • Most, though not all, premium rates are increasing, primarily due to interest rate environment,
  • To receive current rates, applications must be signed before June 16, and received by us by June 22,
  • Larger face amounts and shorter term periods tend to have smaller increases,
  • Maximum issue ages were decreased by five years on each of the products,
  • ROP products are eligible for Rapid Review (subject to Rapid Review guidelines),

Updated rates and plan information will be available on June 16th at


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