AIG QoL Life Interest Rates

Back to Sales Blog

AIG QoL Life Interest Rates

AIG has just announced interest rate changes for the QoL Max Accumulator + (Non-NY).  Please take a look at the reference rates below or click here to view the formal announcement.

QoL Max Accumulator+ (Non-NY) (Policy Form ICC19-19646, 19646) Policies from 7/29/2019 through current
Index Interest Account Type Guaranteed Minimum Interest Cap Rate Participation Rate Maximum Illustrated Rate Current Acc’t Value Enhancement
(Policy Yrs 6+)1
Total Illustrated Rate (Policy yrs 6+)
ML Strategic Balanced Index 0.00% NA 110% 7.34% 0.65% 7.99%
(+10.00%) (+0.04%)
PIMCO Global Index 0.00% NA 90% 7.34% 0.30% 7.64%
(+10.00%) (-0.05%)
S&P 500 High Bonus Rate Index 0.25% 7.60% 100% 5.00% 0.75% 5.75%
(-0.40%) (-0.22%)
S&P 500 High Cap Rate Index 0.00% 10.20% 100% 6.42% 0.25% 6.67%
(-1.05%) (-0.31%)
Declared Interest 2.00% NA NA 2.15% 0.25% 2.40%
 

QoL Value+ Protector (Non-NY) (Policy Form ICC16-16760, 16760) Policies from 12/17/2018 through current

Index Interest Account Type Guaranteed Minimum Interest Cap Rate Participation Rate Maximum Illustrated Rate Current Acc’t Value Enhancement
(Policy Yrs 6+)2
Total Illustrated Rate (Policy yrs 6+)
ML Strategic Balanced Index 0.00% NA 85% 5.74% 0.80% 6.54%
PIMCO Global Index 0.00% NA 70% 6.45% 0.80% 7.25%
(+5.00%) (+0.42%)
S&P 500
Participation Rate Index
0.00% NA 30% 3.51% 0.75% 4.26%
(-10.00%) (-1.15%)
S&P 500 Cap Rate Index 0.00% 7.10% 100% 4.65% 0.75% 5.40%
(-0.25%) (-0.14%)
Declared Interest 2.00% NA NA 2.00% 0.75% 2.75%

 

 

Subscribe For Latest Updates

Sign up to notified of every new Sales Blog Post.

Invalid email address
We promise not to spam you. You can unsubscribe at any time.
Back to Sales Blog